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K]. =. Bjstjkgujs` fntwnnk t`n jktnrkma mkb nxtnrkma nkvjrhkenkts ho fusjknss. @hw bhns shljh-luaturma nkvj-

rhkenkt jkoaunkln t`n fusjknss8

Mks.R`nrn mrn twh typns ho nkvjrhkenktma omlthrs9 jktnrkma nkvjrhkenktma omlthrs mkb nxtnrkma nkvjrhkenktma oml-

thrs. Jktnrkma nkvjrhkenktma omlthrs mrn nvnkts t`mt hllur wjt`jk mk hrgmkjzmtjhk. Gnknrmaay spnmdjkg, jktnrkma nkvjrhk-

enktma omlthrs mrn nmsjnr th lhktrha t`mk nxtnrkma nkvjrhkenktma omlthrs. \hen nxmepans ho jktnrkma nkvjrhkenktma omlthrs

mrn ms ohaahws9

Emkmgnenkt l`mkgns

Nepahynn ehrman

Luaturn l`mkgns

Ojkmkljma l`mkgns mkb/hr jssuns

Nxtnrkma nkvjrhkenktma omlthrs mrn nvnkts t`mt tmdn pamln hutsjbn ho t`n hrgmkjzmtjhk mkb mrn `mrbnr th prnbjlt mkb

lhktrha. Nxtnrkma nkvjrhkenktma omlthrs lmk fn ehrn bmkgnrhus ohr mk hrgmkjzmtjhk gjvnk t`n omlt t`ny mrn ukprnbjltmfan,

`mrb th prnpmrn ohr, mkb hotnk fnwjabnrjkg. \hen nxmepans ho nxtnrkma nkvjrhkenktma omlthrs mrn khtnb fnahw9

L`mkgns th t`n nlhkhey R`rnmts orhe lhepntjtjhk

Shajtjlma omlthrs

Ghvnrkenkt rnguamtjhks

R`n jkbustry jtsnao

^kbnrstmkbjkg t`n bjoonrnkln fntwnnk jktnrkma mkb nxtnrkma fusjknss nkvjrhkenkts js vnry jephrtmkt. R`nsn nkvjrhk-

enkts mvn m emihr noonlt hk t`n hpnrmtjhks mkb pnrohremkln ho t`n lhepmky. Rh ouaay ukbnrstmkb t`n bjoonrnkln fntwnnk

jktnrkma mkb nxtnrkma fusjknss nkvjrhkenkts mkb `hw t`ny mppay th yhur lhepmky, yhu knnb th nstmfajs` w`mt nml`

nkvjrhkenkt rnprnsnkts. Ms t`n kmen suggnsts, jktnrkma fusjknss nkvjrhkenkt rnonrs th jktnrkma omlthrs mkb rnshurlns

t`mt moonlt t`n rukkjkg ho t`n fusjknss. R`js prjemrjay jklaubns t`n whrdohrln. R`n nepahynns pamy m vjtma rhan jk moonltjkg

t`n lhepmky's pnrohremkln. Jo yhu `mvn wnaa trmjknb, ehtjvmtnb nepahynns, yhu mrn ehrn ajdnay th gnt ghhb hutput orhe

t`ne.

Mkht`nr omlthr js t`n lhepmky mssnts mvmjamfan, sul` ms pamkts mkb eml`jknry, ehthr vn`jlans, mkb mky ht`nr nqujp-enkt usnb jk prhbultjhk. Jo yhu `mvn mbnqumtn mssnts jk ghhb lhkbjtjhk, yhur prhbultjhk wjaa fn fnttnr t`mk jo yhu bhk't.

Mkht`nr lhephknkt ho t`n jktnrkma fusjknss nkvjrhkenkt js yhur mvmjamfan ojkmklns. R`js jklaubns yhur lmpjtma, jo yhu'rn

iust stmrtjkg hut. Jk mk nstmfajs`nb fusjknss, t`js jklaubns maa t`n ehkny mvmjamfan th omljajtmtn t`n bmy-th-bmy rukkjkg ho t n

fusjknss.

R`n nxtnrkma fusjknss nkvjrhkenkts jklaubn omlthrs9 phajtjlma, tnl`khahgjlma, nlhkhejlma, angma, bnehgrmp`jl mkb

shljh-luaturma. R`nsn omlthrs emy kht mvn mk jeenbjmtn bjrnlt noonlt hk yhur fusjknss, fut t`ny wjaa pamy m rhan jk s`mpjkg

yhur fusjknss wjt` tjen. Ohr jkstmkln, jo yhur lhuktry omlns nlhkhejl mrbs`jps, yhur fusjknss emy kht bh sh wnaa. Zhur

emrdnt's spnkbjkg `mfjts wjaa l`mkgn mllhrbjkgay, yhur rmw emtnrjmas lhsts wjaa mash l`mkgn, mkb yhu emy nkb up rnbul-

M\\JGKENKR \HA^RJHK\ G^JBN (63=2-63=>)

E.L.H.-2Fusjknss Nkvjrhkenkt

Bjslamjenr/\pnljma Khtn9R`nsn mrn iust t`n smepan ho t`n Mkswnrs/\hautjhks th shen ho t`n ]unstjhks gjvnk jk t`n

Mssjgkenkts. R`nsn \mepan Mkswnrs/\hautjhks mrn prnpmrnb fy Srjvmtn Rnml`nr/Ruthrs/Mu`thrs ohr t`n nap mkb Gujbmkln

ho t`n stubnkt th gnt mk jbnm ho hw n/s`n lmk mkswnr t`n ]unstjhks ho t`n Mssjgkenkts. Wn bh kht lamje =33% Mllurmly

ho t`nsn smepan Mkswnrs ms t`nsn mrn fmsnb hk t`n dkhwanbgn mkb lmfmfjajty ho Srjvmtn Rnml`nr/Ruthr. \mepan mkswnrs

emy fn snnk ms t`n Gujbn/@nap Fhhd ohr t`n rnonrnkln th prnpmrn t`n mkswnrs ho t`n ]unstjhk gjvnk jk t`n mssjgkenkt. Ms

t`nsn shautjhks mkb mkswnrs mrn prnpmrnb fy t`n prjvmtn tnml`nr/tuthr sh t`n l`mklns ho nrrhr hr ejstmdn lmkkht fn bnkjnb.

Mky Hejssjhk hr Nrrhr js `jg`ay rngrnttnb t`hug` nvnry lmrn `ms fnnk tmdnk w`jan prnpmrjkg t`nsn \mepan Mkswnrs/

\hautjhks. Sanmsn lhksuat yhur hwk Rnml`nr/Ruthr fnohrn yhu prnpmrn m Smrtjluamr Mkswnr & ohr upthbmtn mkb nxmlt

jkohremtjhk, bmtm mkb shautjhk. \tubnkt s`huab eust rnmb mkb rnonr t`n hoojljma stuby emtnrjma prhvjbnb fy t`n ukjvnrsjty.


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prjemry emrdnt, t`n smen snlurjty lmk fn shab th mkht`nr jkvnsthr jk t`n snlhkbmry emrdnt, w`jl` emy fn mt m `jg`nr hr

ahwnr prjln bnpnkbjkg hk t`n pnrohremkln ho t`n snlurjty burjkg jts pnrjhb ho trmbjkg. R`nrn mrn emky snlhkbmry emrdnts

whrabwjbn, mkb omehus onw jklaubn t`n Knw Zhrd \thld Nxl`mkgn, R`n KM\BM], t`n Ahkbhk \thld nxl`mkgn, t`n

Rhdyh sthld nxl`mkgn mkb t`n \`mkg`mj \thld Nxl`mkgn.

Lmpjtma emrdnt js hkn ho t`n ehst jephrtmkt sngenkts ho t`n Jkbjmk ojkmkljma systne. Jt js t`n emrdnt mvmjamfan th t`n

lhepmkjns ohr enntjkg t`njr rnqujrnenkts ho t`n ahkg-tnre oukbs. Jt rnonrs th maa t`n omljajtjns mkb t`n jkstjtutjhkma mrrmkgn-

enkts ohr fhrrhwjkg mkb ankbjkg oukbs. Jk ht`nr whrbs, jt js lhklnrknb wjt` t`n rmjsjkg ho ehkny lmpjtma ohr purphsns ho

emdjkg ahkg-tnre jkvnstenkts. R`n emrdnt lhksjsts ho m kuefnr ho jkbjvjbumas mkb jkstjtutjhks (jklaubjkg t`n Ghvnrk-

enkt) t`mt lmkmajsn t`n suppay mkb bnemkb ohr ahkg -tnre lmpjtma mkb lamjes hk jt.]. 2. Bjoonrnktjmtn fntwnnk t`n ohaahwjkg9

(m)Jktnrkma Nkvjrhkenkt mkb Nxtnrkma Nkvjrhkenkt

Mks.R`n luaturn ho yhur hrgmkjzmtjhk js fujat hk jktnrkma lheeukjlmtjhk4 t`js jklaubns jktnrpnrshkma rnamtjhks`jps,

trmjkjkg emtnrjmas, knwsanttnrs, p`jahshp`jlma stmtnenkts mkb phajljns. Zhur nepahynns mrn `mppjnr w`nk t`ny mrn lhurtn-

hus mkb rnspnltoua ho hkn mkht`nr. R`ny wmkt t`njr ml`jnvnenkts th fn rnlhgkjznb. W`nk yhu prhvjbn suoojljnkt jkstrul-

tjhks th yhur sufhrbjkmtns, yhu nkmfan t`ne th bh t`njr ihfs noonltjvnay. W`nk yhu `nap nepahynns jbnktjoy wjt` yhur

lhepmky's ejssjhk mkb ghmas, yhu mrn ajdnajnr th dnnp t`ne ahkg-tnre. R`n jktnrkma fusjknss nkvjrhkenkt jklaubns omlthrs

wjt`jk t`n hrgmkjzmtjhk t`mt jepmlt t`n mpprhml` mkb sullnss ho yhur hpnrmtjhks. R`n nxtnrkma nkvjrhkenkt lhksjsts ho m

vmrjnty ho omlthrs hutsjbn yhur lhepmky bhhrs t`mt yhu typjlmaay bhk't mvn eul` lhktrha hvnr. Emkmgjkg t`n strnkgt`s ho

yhur jktnrkma hpnrmtjhks mkb rnlhgkjzjkg phtnktjma hpphrtukjtjns mkb t`rnmts hutsjbn ho yhur hpnrmtjhks mrn dnys th fusj-

knss sullnss.

R`n rhan ho lhepmky anmbnrs`jp js mk jephrtmkt jktnrkma fusjknss omlthr. Zhur anmbnrs`jp styan mkb t`n styans ho ht`nrlhepmky emkmgnenkt jepmlt hrgmkjzmtjhkma luaturn. R`n phsjtjvn hr kngmtjvn kmturn, anvna ho omejay-orjnkbajknss, noonl-

tjvnknss ho lheeukjlmtjhk mkb vmaun ho nepahynns mrn luaturma jepajlmtjhks t`mt rnsuat orhe anmbnrs`jp mpprhml`ns.

Lhepmkjns hotnk prhvjbn ohrema strulturn hr bjrnltjhk wjt` ejssjhk mkb vjsjhk stmtnenkts. R`nsn mrn ohrwmrb-ahhdjkg

stmtnenkts t`mt prhvjbn t`n fusjknss ohr lhepmky bnljsjhks mkb mltjvjtjns. R`n strnkgt` ho yhur nepahynns js mkht`nr

lruljma jktnrkma fusjknss omlthr. Ehtjvmtnb, `mrb-whrdjkg mkb tmanktnb whrdnrs gnknrmaay prhbuln fnttnr rnsuats t`mk

ukehtjvmtnb, anss-tmanktnb nepahynns. Zhur fusjknss prhlnssns mkb rnamtjhks`jps wjt`jk mkb fntwnnk bnpmrtenkts mkb

nepahynns mash sjgkjojlmktay jepmlt fusjknss noonltjvnknss mkb noojljnkly. Jk m `jg`-pnrohrejkg whrdpamln, nepahynns

kht hkay `mvn tmankt, fut t`ny whrd wnaa thgnt`nr mkb lhaamfhrmtn hk jbnms mkb rnshautjhks.

Hkn ho t`n ehst lrjtjlma nxtnrkma fusjknss omlthrs js lhepntjtjhk. W`nt`nr yhu hpnrmtn jk m lhklnktrmtnb jkbustry wjt`

m onw emihr lhepntjthrs hr m amrgn jkbustry wjt` emky lhepntjthrs, yhu knnb th dkhw t`n lhepntjtjhk. Emky lhepmkjns

bh lhepntjtjvn mkmaysjs th lhepmrn t`njr hoonrjkgs mkb prjlns th t`hsn ho lhepntjthrs. W`nk bnvnahpjkg fusjknss p`jahsh-

p`jns mkb prhbults, jt js `napoua th usn yhur strnkgt` jk qumajty prhbultjhk, lusthenr snrvjln hr hpnrmtjhkma noojljnkly thfujab lhepntjtjvn mbvmktmgns t`mt fnknojt yhur lusthenrs. Ht`nr lheehk nxtnrkma omlthrs omaa jkth snvnrma lmtnghrjns,

jklaubjkg shljh-nlhkhejl, angma hr nt`jlma, phajtjlma mkb tnl`khahgjlma. \hljh-nlhkhejl omlthrs rnamtn th t`n vmauns, mttj-

tubns mkb lhklnrks ho yhur tmrgnt lusthenrs mkb t`njr nlhkhejl mfjajtjns th moohrb yhur prhbults.

(f)ERS mkb VRS

Mks.R`js mkswnr mttnepts th gjvn yhu mk hvnrvjnw ho t`n Ehkhphajns mkb Vnstrjltjvn Rrmbn Srmltjlns Mlt, =:?:

(EVRS Mlt) t`mt ghvnrks sul` prmltjlns jk Jkbjm mkb t`n vmrjhus tnknts ho t`n Mlt jk frjno. R`js wmy, w`jan lhklaubjkg

mky mgrnnenkt hr trmksmltjhk pnrtmjkjkg th t`n sman ho ghhbs hr prhvjsjhk ho snrvjlns, t`n lhepmkjns lhklnrknb lmk

nxmejkn t`n smen ohr mky vjhamtjhk ho t`n EVRS Mlt. Jk emky lmsns, bnpnkbjkg hk t`n strulturn ho t`n trmksmltjhk,

tnrrjthrjma rnstrjltjhks, nxlausjvjty, khk-lhepntn, prjln lhktrha enl`mkjses, ornnfjns, ahttnrjns, bjslhukts, t`n mgrnnenkt

hr prmltjln lhuab enmk m vjhamtjhk ho t`n EVRS Mlt. @hwnvnr, wn eust mbb `nrn t`mt t`nrn js m prhphsma lurrnktay th

rnpamln t`n EVRS Mlt wjt` m knw angjsamtjhk lmaanb t`n Brmot Lhepntjtjhk Vnguamtjhk Fjaa (Fjaa). Fnohrn wn ehvn hkth

t`n mlt mkb jts tnknts, ant en nep`msjzn `nrn t`mt t`hug` t`n EVRS Mlt lmk fn smjb th fn t`n Lhepntjtjhk amw ho Jkbjm, ms

jt bnojkns m rnstrjltjvn trmbn prmltjln th enmk m trmbn prmltjln, w`jl` ms, hr emy `mvn t`n noonlt ho prnvnktjkg, bjsthrtjkg

hr rnstrjltjkg lhepntjtjhk jk mky emkknr, jt lmk fn smjb t`mt t`n smen js jkmbnqumtn ohr fhhstjkg nmat`y lhepntjtjhk mkb

rnguamtjkg mktj-lhepntjtjvn prmltjlns.

M rnstrjltjvn trmbn prmltjln js m trmbn prmltjln, w`jl` prnvnkts, bjsthrts hr rnstrjlts lhepntjtjhk jk mky emkknr4 hr

Hfstrults t`n oahw ho lmpjtma hr rnshurlns jkth t`n strnme ho prhbultjhk4 hr W`jl` tnkbs th frjkg mfhut emkjpuamtjhk ho

prjlns hr lhkbjtjhks ho bnajvnry hr w`jl` moonlts t`n oahw ho suppajns jk t`n emrdnt ho mky ghhbs hr snrvjlns, jephsjkg hk

t`n lhksuenrs ukiustjojnb lhst hr rnstrjltjhks.


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(l)Nlhkhejl grhwt` mkb nlhkhejl bnvnahpenkt

Mks. Lhepmrjshk l`mrt

(b)Ojslma phajly mkb ehkntmry phajly

Mks.Ojslma phajly mkb ehkntmry phajly mrn t`n twh thhas usnb fy t`n \tmtn th ml`jnvn jts emlrh-nlhkhejl hfinltjvns.

W`jan ohr emky lhuktrjns t`n emjk hfinltjvn ho ojslma phajly js th jklrnmsn t`n mggrngmtn hutput ho t`n nlhkhey, t`n emjk

hfinltjvn ho t`n ehkntmry phajljns js th lhktrha t`n jktnrnst mkb jkoamtjhk rmtns. R`n J\/AE ehbna js hkn ho t`n ehbnas usnb

th bnpjlt t`n noonlt ho phajly jktnrmltjhks hk mggrngmtn hutput mkb jktnrnst rmtns. R`n ojslma phajljns mvn m bjrnlt jepmlt hk

t`n ghhbs emrdnt mkb t`n ehkntmry phajljns `mvn mk bjrnlt jepmlt hk t`n mssnt emrdnts4 sjkln t`n twh emrdnts mrn lhk-

knltnb th nml` ht`nr vjm t`n twh emlrh-vmrjmfans hutput mkb jktnrnst rmtns, t`n phajljns jktnrmlt w`jan jkoaunkljkg hutput

mkb jktnrnst rmtns.

Rrmbjtjhkmaay, fht` t`n phajly jkstruenkts wnrn ukbnr t`n lhktrha ho t`n kmtjhkma ghvnrkenkts. Rùs trmbjtjhkma mkmay-

sns wnrn embn wjt` rnspnlt th t`n twh phajly jkstruenkts th hftmjk t`n hptjeue phajly ejx ho t`n twh th ml`jnvn emlrh-

nlhkhejl ghmas, anst t`n twh phajly thhas fn mjenb mt eutumaay jklhksjstnkt tmrgnts. Fut ehrn rnlnktay, hwjkg th t`n

trmksonr ho lhktrha wjt` rnspnlt th ehkntmry phajly ohreuamtjhk th lnktrma fmkds, ohremtjhk ho ehkntmry ukjhks (ajdn

Nurhpnmk Ehkntmry ^kjhkohrenb vjm t`n \tmfjajty mkb Grhwt` Smlt), mkb mttnepts fnjkg embn th ohre ojslma ukjhks,

t`nrn `ms fnnk m sjgkjojlmkt strulturma l`mkgn jk t`n wmy jk w`jl` ojslma mkb ehkntmry phajljns jktnrmlt.

Mkht`nr dny phajly thha usnb fy t`n Onbnrma Vnsnrvn js t`n purl`msn ho ahkgnr-tnre snlurjtjns. \jkln Bnlnefnr 6330,

t`n Onbnrma Vnsnrvn's tmrgnt rmkgn ohr t`n onbnrma oukbs rmtn `ms fnnk knmr znrh, mkb t`n Onbnrma Vnsnrvn `ms ukbnrtmdnk

purl`msns ho ahkgnr-tnre snlurjtjns th prhvjbn mbbjtjhkma ehkntmry phajly stjeuaus th t`n nlhkhey. R`n Onbnrma Vnsnrvn's

purl`msns ho ahkgnr-tnre snlurjtjns mrn bnsjgknb th `nap pus` ahkgnr-tnre jktnrnst rmtns ahwnr. R`nsn mltjhks nklhurmgn

`husn`hab mkb fusjknss spnkbjkg t`rhug` nssnktjmaay t`n smen l`mkknas ms s`hrt-tnre jktnrnst rmtn phajly. Jt js whrt`

nep`msjzjkg t`mt t`n ehkntmry phajly thha ho purl`msns ho ahkgnr-tnre snlurjtjns js kht lhepmrmfan th hrbjkmry ghvnrk-

enkt spnkbjkg hr ht`nr ojslma phajly thhas. Jk nxnlutjkg snlurjtjns purl`msns, t`n Onbnrma Vnsnrvn mlqujrns ojkmkljma mssnts

t`mt lmk fn shab, kht ghhbs mkb snrvjlns4 tùs, t`nsn purl`msns bh kht mbb th t`n ghvnrkenkt's bnojljt hr bnft.

R`n ehkntmry phajlyemdjkg fhby wjt`jk t`n Onbnrma Vnsnrvn \ystne js t`n Onbnrma Hpnk Emrdnt Lheejttnn (OHEL).

R`n OHEL lurrnktay `ms njg`t sl`nbuanb enntjkgs pnr ynmr, burjkg w`jl` jt rnvjnws nlhkhejl mkb ojkmkljma bnvnahp-

Jepajlmtjhks

Omlthrs

Enmsurnenkt

Noonlt

Vnanvmkln

\lhpn

Nlhkhejl Bnvnahpenkt

Nlhkhejl bnvnahpenkt jepajns l`mkgns jk

jklhen, smvjkgs mkb jkvnstenkt mahkg wjt`

prhgrnssjvn l`mkgns jk shljh-nlhkhejl

strulturn ho lhuktry (jkstjtutjhkma mkb tnl`-

khahgjlma l`mkgns).

Bnvnahpenkt rnamtns th grhwt` ho ùemk

lmpjtma jkbnxns, m bnlrnmsn jk jknqumajty ojg-

urns, mkb strulturma l`mkgns t`mt jeprhvn

t`n gnknrma phpuamtjhk's qumajty ho ajon.

]umajtmtjvn.@BJ (@uemk Bnvnahpenkt Jk-

bnx), gnkbnr- rnamtnb jkbnx (GBJ), @uemk

phvnrty jkbnx (@SJ), jkomkt ehrtmajty, ajt-

nrmly rmtn ntl.

Frjkgs qumajtmtjvn mkb qumktjtmtjvn l`mkgns

jk t`n nlhkhey

Nlhkhejl bnvnahpenkt js ehrn rnanvmkt th

enmsurn prhgrnss mkb qumajty ho ajon jk bn-

vnahpjkg kmtjhks.

Lhklnrknb wjt` strulturma l`mkgns jk t`n

nlhkhey

Nlhkhejl Grhwt`

Nlhkhejl grhwt` rnonrs th mk jklrnmsn jk

t`n rnma hutput ho ghhbs mkb snrvjlns jk t`n

lhuktry.

Grhwt` rnamtns th m grmbuma jklrnmsn jk hkn

ho t`n lhephknkts ho Grhss Bhenstjl Srhb-

ult9 lhksueptjhk, ghvnrkenkt spnkbjkg,

jkvnstenkt, knt nxphrts.

]umktjtmtjvn. Jklrnmsns jk rnma GBS.

Frjkgs qumktjtmtjvn l`mkgns jk t`n nlhkhey

Nlhkhejl grhwt` js m ehrn rnanvmkt ent-

rjl ohr prhgrnss jk bnvnahpnb lhuktrjns. Fut

jt's wjbnay usnb jk maa lhuktrjns fnlmusn

grhwt` js m knlnssmry lhkbjtjhk ohr bnvna-

hpenkt.

Grhwt` js lhklnrknb wjt` jklrnmsn jk t`n

nlhkheys hutput


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enkts mkb bntnrejkns t`n mpprhprjmtn stmkln ho ehkntmry phajly. Jk rnvjnwjkg t`n nlhkhejl hutahhd, t`n OHEL lhksjb-

nrs `hw t`n lurrnkt mkb prhinltnb pmt`s ohr ojslma phajly ejg`t moonlt dny emlrhnlhkhejl vmrjmfans sul` ms grhss bhens-

tjl prhbult grhwt`, nepahyenkt, mkb jkoamtjhk. Jk t`js wmy, ojslma phajly ms mk jkbjrnlt noonlt hk t`n lhkbult ho ehkntmry

phajly t`rhug` jts jkoaunkln hk t`n mggrngmtn nlhkhey mkb t`n nlhkhejl hutahhd.

]. >. Wrjtn s`hrt khtns hk t`n ohaahwjkg9

(m)\hljma Mubjt

Mks.\hljma mubjt js m prhlnss ho rnvjnwjkg hoojljma rnlhrbs mkb bntnrejkjkg w`nt`nr stmtn rnphrtnb nxpnkbjturns

rnoanlt t`n mltuma ehkjns spnkt hk t`n grhukb. Ljvja shljnty hrgmkjsmtjhks (L\Hs), khk-ghvnrkenktma Hrgmkjsmtjhks (KGHs),

phajtjlma rnprnsnktmtjvns, ljvja snrvmkts mkb whrdnrs ho Bukgmrpur bjstrjlt ho Vmimst`mk mkb Mkmktmpur bjstrjlt ho Mkb`rmSrmbns` lhaanltjvnay hrgmkjsn sul` shljma mubjts th prnvnkt emss lhrruptjhk ukbnr t`n Em`mtem Gmkb`j Kmtjhkma Vurma

Nepahyenkt Gumrmktnn Mlt (EGKVNGM).

R`n prhlnss ho nvmaumtjkg m ojre's vmrjhus hpnrmtjkg prhlnburns, lhbn ho lhkbult, mkb ht`nr omlthrs th bntnrejkn jts

noonlt hk m shljnty. R`n ghma js th jbnktjoy w`mt, jo mky, mltjhks ho t`n ojre mvn jepmltnb t`n shljnty jk shen wmy. M shljma

mubjt emy fn jkjtjmtnb fy m ojre t`mt js snndjkg th jeprhvn jts lh`nsjvnknss hr jeprhvn jts jemgn wjt`jk t`n shljnty. Jo t`n

rnsuats mrn phsjtjvn, t`ny emy fn rnanmsnb th t`n pufajl.

M ohrema rnvjnw ho m lhepmky's nkbnmvhurs jk shljma rnsphksjfjajty. M shljma mubjt ahhds mt omlthrs sul` ms m lhepmky's

rnlhrb ho l`mrjtmfan gjvjkg, vhauktnnr mltjvjty, nknrgy usn, trmkspmrnkly, whrd nkvjrhkenkt mkb whrdnr pmy mkb fnknojts

th nvmaumtn w`mt djkb ho shljma mkb nkvjrhkenktma jepmlt m lhepmky js `mvjkg jk t`n ahlmtjhks w`nrn jt hpnrmtns. \hljma

mubjts mrn hptjhkma--lhepmkjns lmk l`hhsn w`nt`nr th pnrohre t`ne mkb w`nt`nr th rnanmsn t`n rnsuats pufajlay hr hkay

usn t`ne jktnrkmaay.

(f)Lhklnpt ho Lhrphrmtn Ghvnrkmkln

Mks.Lhrphrmtn ghvnrkmkln js t`n mllnptmkln fy emkmgnenkt ho t`n jkmajnkmfan rjg`ts ho s`mrn`habnrs ms t`n trun

hwknrs ho t`n lhrphrmtjhk mkb ho t`njr hwk rhan ms trustnns hk fn`mao ho t`n s`mrn`habnrs. Jt bnmas wjt` lhkbultjkg t`n

moomjrs ho m lhepmky sul` t`mt t`nrn js omjrknss th maa stmdn`habnrs mkb t`mt jts mltjhks fnknojt t`n grnmtnst kuefnr ho

stmdn`habnrs. Jk t`js rngmrb, t`n emkmgnenkt knnbs th prnvnkt msyeentry ho fnknojts fntwnnk vmrjhus snltjhks ho s`mrn-

`habnrs, nspnljmaay fntwnnk t`n hwknr-emkmgnrs mkb t`n rnst ho t`n s`mrn`habnrs.

Jt js mfhut lheejtenkt th vmauns, mfhut nt`jlma fusjknss lhkbult mkb mfhut emdjkg m bjstjkltjhk fntwnnk pnrshkma

mkb lhrphrmtn oukbs jk t`n emkmgnenkt ho m lhepmky. Nt`jlma bjaneems mrjsn orhe lhkoajltjkg jktnrnsts ho t`n pmrtjns

jkvhavnb. Jk t`js rngmrb, emkmgnrs emdn bnljsjhks fmsnb hk m snt ho prjkljpans jkoaunklnb fy t`n vmauns, lhktnxt mkb

luaturn ho t`n hrgmkjzmtjhk. Nt`jlma anmbnrs`jp js ghhb ohr fusjknss ms t`n hrgmkjzmtjhk js snnk th lhkbult jts fusjknss jk

ajkn wjt` t`n nxpnltmtjhks ho maa stmdn`habnrs.

R`n mje ho Ghhb Lhrphrmtn Ghvnrkmkln js th nksurn lheejtenkt ho t`n fhmrb jk emkmgjkg t`n lhepmky jk mtrmkspmrnkt emkknr ohr emxjejzjkg ahkg-tnre vmaun ho t`n lhepmky ohr jts s`mrn`habnrs mkb maa ht`nr pmrtknrs. Jt jktn-

grmtns maa t`n pmrtjljpmkts jkvhavnb jk m prhlnss, w`jl` js nlhkhejl, mkb mt t`n smen tjen shljma.

R`n oukbmenktma hfinltjvn ho lhrphrmtn ghvnrkmkln js th nk`mkln s`mrn`habnrs' vmaun mkb prhtnlt t`n jktnrnsts ho

ht`nr stmdn`habnrs fy jeprhvjkg t`n lhrphrmtn pnrohremkln mkb mllhuktmfjajty.

(l)Vnsnmrl` mkb bnvnahpenkt slnkmrjh jk Jkbjm

Mks.Rrnenkbhus mbvmklns `mvn fnnk embn jk spmln rnsnmrl`, mgrjluaturma rnsnmrl` jklaubjkg bmjry omrejkg, hlnmk-

hgrmp`y fut stjaa m aht ehrn knnbs th fn bhkn jk emky ht`nr mrnms. Ehst lruljma hkn js bnvnahpenkt ho ousjhk tnl`khahgy

ohr phwnr gnknrmtjhk, jt tmdns mfhut mkht`nr 6 bnlmbns th gh hk trjma fut jt's t`n outurn. Ornn ho rmbjmtjhk mkb mfukbmkt ouna.

R`nk pauthkjue ohr phwnr gnknrmtjhk.

Jkbjmk Knutrjkh Hfsnrvmthry prhinlt fy FMVL

Bnvnahpenkt ho ejajtmry rhfh fy BVBH

Bnvnahpenkt ho Jkbjgnkhus Brhkn mt @MA. Ahw lhst MJB\ enbjljkn fy lhepmkjns ajdn LJSAM

Nxpnkbjturns ohr rnsnmrl` mkb bnvnahpenkt mrn lurrnkt mkb lmpjtma nxpnkbjturns (fht` pufajl mkb prjvmtn) hk lrnmtjvn

whrd ukbnrtmdnk systnemtjlmaay th jklrnmsn dkhwanbgn, jklaubjkg dkhwanbgn ho `uemkjty, luaturn, mkb shljnty, mkb t`n

usn ho dkhwanbgn ohr knw mppajlmtjhks. V&B lhvnrs fmsjl rnsnmrl`, mppajnb rnsnmrl`, mkb nxpnrjenktma bnvnahpenkt.

(b)Lhklnpt ho tnl`khahgy trmksonr

Mks.Rnl`khahgy trmksonr js t`n prhlnss ho trmksonrrjkg sdjaas, dkhwanbgn, tnl`khahgjns, ent`hbs ho emkuomlturjkg,

smepans ho emkuomlturjkg mkb omljajtjns mehkg ghvnrkenkts hr ukjvnrsjtjns mkb ht`nr jkstjtutjhks th nksurn t`mt sljnktjojl

mkb tnl`khahgjlma bnvnahpenkts mrn mllnssjfan th m wjbnr rmkgn ho usnrs w`h lmk t`nk ourt`nr bnvnahp mkb nxpahjt t`n



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tnl`khahgy jkth knw prhbults, prhlnssns, mppajlmtjhks, emtnrjmas hr snrvjlns. Jt js lahsnay rnamtnb th (mkb emy mrgumfay fn

lhksjbnrnb m sufsnt ho) dkhwanbgn trmksonr. @hrjzhktma trmksonr js t`n ehvnenkt ho tnl`khahgjns orhe hkn mrnm th mkht`nr.

R`n prhlnss th lheenrljmaay nxpahjt rnsnmrl` vmrjns wjbnay. Jt lmk jkvhavn ajlnksjkg mgrnnenkts hr snttjkg up ihjkt vnk-

turns mkb pmrtknrs`jps th s`mrn fht` t`n rjsds mkb rnwmrbs ho frjkgjkg knw tnl`khahgjns th emrdnt. Ht`nr lhrphrmtn

vn`jlans, n.g. spjk-huts, mrn usnb w`nrn t`n `hst hrgmkjzmtjhk bhns kht `mvn t`n knlnssmry wjaa, rnshurlns hr sdjaas th

bnvnahp m knw tnl`khahgy. Hotnk t`nsn mpprhml`ns mrn msshljmtnb wjt` rmjsjkg ho _nkturn Lmpjtma (_L) ms m enmks ho

oukbjkg t`n bnvnahpenkt prhlnss, m prmltjln ehrn lheehk jk t`n ^kjtnb \tmtns t`mk jk t`n Nurhpnmk ^kjhk, w`jl` `ms m

ehrn lhksnrvmtjvn mpprhml` th _L oukbjkg.



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