7/22/2019 Los 5 Mitos Del Credito

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Ads iotds jla `rïjotd

Snrtl O= < iotds jla ina `rïjotd

La `rïjotd ed ls dtrn `dsn qul ans jlujns u dfaobn`odels qul kns nsuiojd n trnvïs jlatolipd y tu `dipdrtnioletd `de laans. \e fule d ina `rïjotd sl jltlrioen `de= an

lxplrole`on jl pnbd, an utoaozn`oðe jl `rïjotd, tolipd qul kns tleojd `rïjotd, topd jl `rïjotd

y ans oejnbn`odels. Zdjn lstn oegdrin`oðe rl`dpoanjn pdr ans trls nble`ons `rljoto`ons

(Zrnesueode, Lquognx, Lxporone) jltlrioen tu puetun`oðe ̀ rljoto`on. Zlðro`niletl ̀ njn

nble`on puljl nsobenr uen puetun`oðe joglrletl fnsnjn le an oegdrin`oðe qul rl`dpoal. Kny

vnrods iotds y rlnaojnjls sdfrl tlelr fule d ina `rïjotd, le lstn proilrn pnrtl knfanrlids

jl ads < iotds jl tlelr ue ina `rïjotd.

Iotd #>= Sdelr na jén ans jlujns le ntrnsd (jlfd trls ilsls y ads pnbd tdjds jl uen sdanvlz), il fdrrn ads ntrnsds jl io oegdril jl `rïjotd.

Vlnaojnj= Ads ntrnsds le sus jlujns sl inetolele le ads rlpdrtls jl `rïjotd jl ans trls

nble`ons (Zrnesueode, Lquognx, Lxporone) pdr ue plrodjd iîxoid jl 2 nþds nue `unejd

jlspuïs jl ads ntrnsds, ustlj pnbul n tolipd. Le la `nsd jl ans kopdtl`ns, ads ntrnsds

plrinel`le pdr an vojn jla prïstnid (>3, ><, 63, 03, 00 nþds).

Iotd #6= La `rïjotd sl puljl ‑VLSNVNV’ d ‑NVVLBANV’. 

Vlnaojnj= Ads oegdrils jl `rïjotd ed puljle rlpnrnrsl eo nrrlbanrsl8 puljle `drrlborsl.

Iotd #0= Iu`kns `dipnþéns il dgrl`le ‑Nrrlbanr d rlpnrnr io `rïjotd’ so als pnbd. 

Vlnaojnj= ENJOL tolel an `npn`ojnj albna jl rlidvlr jntds ‑bleuoeds’ jl ads oegdrils jl

`rïjotd. An aly gljlrna (Gljlrna @rljot Vlpdrtoeb N`t) lstnfal`l qul ads `desuiojdrls

puljle sdao`otnr (BVNZOP) qul sl rliulvne lrrdrls le sus oegdrils jl `rïjotd. Pl `desojlrn

ue lrrdr bleuoed `unejd= sl rlpdrtne ntrnsds `unejd ustlj pnbd n tolipd, sl rlpdrtne

jlujns qul ed sde suyns, `uletns `de fnane`ls qul yn lstîe snajns.

Iotd #:= Jlspuïs jl uen quolfrn, eue`n iîs pdjrl sdao`otnr goene`onioletd. 

Vlnaojnj= Po puljl dftlelr eulvniletl goene`onioletd, soliprl y `unejd puljn

jlidstrnr qul kn ‑VLPZNFAL@OJD’ su `rïjotd, `uletn `de ads oebrlsds sugo`oletls pnrn

nsuior iîs jlujns y puljn mustogo`nr an rnzðe pdr an `una tuvd qul rl`urror n uen quolfrn.

Iotd #<= Po al jdy an gorin n nabuole y ed pnbn, ed il ngl`tn io `rïjotd. 

Vlnaojnj= Jnr an ‑Gorin’ ls ad iosid qul rl`ded`lr an jlujn `did suyn le `nsd jl qul an

plrsden n quole ustlj sl an ‑prlstd’ ed pnbul. Po la jlujdr ed pnbn, ustlj `did

‑`djlujdr’ tolel an rlspdesnfoaojnj jl pnbnr y le `nsd jl ed kn`lrad, lstd ngl`tnrî jl

gdrin elbntovn su puetun`oðe jl `rïjotd.

7/22/2019 Los 5 Mitos Del Credito

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La knflr tleojd ntrnsds d le nabýe idiletd knflr tleojd qul rl`urror na nipnrd jl uen

quolfrn ed sobeogo`n qul la iuejd sl knyn tlrioenjd pnrn to. Na `detrnrod, jlfls nprlejlrjl ads lrrdrls `diltojds pnrn qul `unejd rlstnfalz`ns tu `rïjotd puljns prdtlblrad y ed

tlebns qul vdavlr n plrjlrad. Zlelr ue ina `rïjotd eds rlstn pdsofoaojnjls n an kdrn jl

dftlelr goene`onioletd, pdjlids plrjlr dpdrtueojnjls jl `diprn l oe`ausd jl trnfnmd y

eds rlstn `rljofoaojnj netl ads jliîs, plrd ed ls la goena. An prðxoin slinen le an slbuejn

pnrtl jl lstn slrol, lstnrlids knfanejd jl ads < iotds jl tlelr ue fule `rïjotd. Iîs

njlanetl knfanrlids jl `ðid prdtlblr tu `rïjotd y `did rlstnfal`lrad.

An nutdrn ls @LD jl Gdrtnal`l Zu Elbd`od y Zdinejd @detrda jl io Wojn y sl lspl`onaozn le

la jlsnrrdaad, gdrtnal`oioletd y trnesgdrin`oðe jl liprlsns l oejovojuds le SV. Snrn jujns d

 prlbuetns, vosotn www.gdrtnal`ltuelbd`od.`di d www.tdinejd`detrda.drb 

Vlglrle`on= Ads < iotds jla ina `rïjotd. Jonen O. Fîlz Bnr`én, IKPN pnrn an rlvostn E-Suetd

jla Brupd Glrrl Vnebla. Nutdrn Fadb Zdinejd @detrda jl ios Goenezns. 6: jl nfroa jl 63>0.

kttp=//www.e-puetd.`di/ads-iotds-jla-`rljotd-pnrtl-o-<-iotds-jla-ina-`rljotd/