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1 ECONOMIA SOCIAL DE MERCADO DE 2015  E M A ECONOMIA SOCIAL DE MERCADO DERECHO MONET ARIO, BANCARIO Y DE SEGUROS

Monografia Economia Social de Mercado

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1

ECONOMIA SOCIAL DE MERCADO DE 2015

  EMA

ECONOMIA SOCIAL DE

MERCADO

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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2

ECONOMIA SOCIAL DE MERCADO DE 2015

Dedicatoria

:

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

ESTE TRABAJO ESTA DEDICADO A

NUESTRAS FAMILIAS QUE SIEMPRE NOS

APOYAN Y NOS ORIENTAN PARA SEGUIR

CON UN FUTURO PROMETEDOR

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3

ECONOMIA SOCIAL DE MERCADO DE 2015

CON ENIDO

TEMA __________________________________________________________1

ECONOMIA SOCIAL DE MERCADO ________________________________________  _ Dedicatoria:_____________________________________________________2

CONTENIDO ____________________________________________________3

INTRODUCCION _________________________________________________5

CAPÍTULO I _____________________________________________________7

DEFINICION DE ECONOMIA SOCIAL DE MERCADO____________________7

PROPOSITOS__________________________________________________10

ELEMENTOS CARACTERÍSTICOS DE LA ESM________________________11

ELEMENTOS DE LA ECONOMIA SOCIAL DE MERCADO_______________11

LOS FUNDAMENTOS DE LA ECONOMIA SOCIAL DE MERCADO________12

EL PAPEL DEL ESTADO EN UNA ECONOMIA SOCIAL DE MERCADO____13

CAPÍTULO II ___________________________________________________15

LA ECONOMIA SOCIAL DE MERCADO EN EL PERU, Y LA FUNCION SOCIAL ______________________________________________________________15

MARCO CONSTITUCIONAL DEL PERU, PARA UNA POLITICA SOCIALECONOMICA.__________________________________________________17

 ACTUACION SUBSIDIARIA DEL ESTADO Y FUNCION SOCIAL___________18

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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4

ECONOMIA SOCIAL DE MERCADO DE 2015

INCLUSION SOCIAL COMO UNO DE LOS PILARES DE LAECONOMIA SOCIAL DE MERCADO.________________________________19

POLITICAS SOCIALES EN EL PERU________________________________20

PROTECCIN, CAPACIDADES Y OPORTUNIDADES__________________20

E!ITAR LA DUPLICIDAD_________________________________________21CAPÍTULO III ___________________________________________________22

MODELOS DE DESARROLLO ECONMICO_________________________22

EL PENSAMIENTO LIBERAL Y LA ECONOMÍA LIBERAL________________25

 AUMENTO DE LA IN!ERSIN_____________________________________2"

#$ A%&#'()*+#*-.________________________________________________27

'$ /(._____________________________________________________27

$ I4#%# ( 6)4*#(.______________________________________28

CAPÍTULO IV ___________________________________________________29

EL ROL SUBSIDIARIO DEL ESTADO________________________________29

E% *( (% % 4'**#*:_______________________________________29

E% # )*)4*#% 6(4#____________________________________30

L# 4'**#*(# ( %# C)*)4*- ( 1993._________________________3

E% 6**6* ( %*#*#_________________________________________38

CONCLUSIÓN __________________________________________________2

BIBLIOGRAFIA _________________________________________________

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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5

ECONOMIA SOCIAL DE MERCADO DE 2015

IN RODUCCION

P## ##%*+# %# E;# S*#% ( M(# ( (% P(<, ( *6(**'%(

)# *()# 6(6()*=# ( 4()# >*)*# (*()(. E) (, >#? @4(

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6#)*4%# ( %# >*)*# ? @4( (@4*(( (*=()#( 6## ')(( %(*)**#

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4# 6(6()*=# 6#)*4%#()( (%(=#)( * )# ( 4()# @4( 6#)( (

%# 4)*&*#*- 6%;)*# 6## %# #*- ( %# C)*)4*- ( 1993 &4( (% (>#+

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C)*)4*- ( 1979 6## (% #( (-* (% 6#;.

E *(#'%( @4( 6#)( (% *4 (% ()( P(*()( #% () (%

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)# (% )(*. S* ('#, )#'* ()# *6(#*# ( >#;# (=*()(,

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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6

ECONOMIA SOCIAL DE MERCADO DE 2015

( #4( #% *4 ( F4**, ( %# *6*'*%*# ( 4# (&# (%

E)# *# # %# ()4*- ( %# (;# '( %# '#( (% %*'(

(#. N ()# #)( 4 P(< @4( ( (( () #%( ( 4# (

%# ** #=( ( 4 >*)*#, *)4#*- @4( (< 4 #6%* () ( %#

6'%#*- 6;# 4)*&*# %# (*# @4( ( )#.

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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7

ECONOMIA SOCIAL DE MERCADO DE 2015

CAPÍ ULO I

DEFINICION DE ECONOMIA SOCIAL DE MERCADO

N4() *( (-*, # )( (% #);4% 58G ( %# C)*)4*-

P%;)*# ( ((( () ( 4# (;# *#% ( (#. A;, ( 4#

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64+# (*4#%#( &#%%# ( (% (#. E 4 ( @4(

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E 4 ( *#%, (-*, ? 6%;)* *)(#, @4( ( ##)(*+# 6 

)(( 4# 6%;)*# (-*# ( (#, ? #% * )*(6 4# 6%;)*#

*#% @4( (4%# # %# 6*(#, % @4( ( &*4# #( 4 #? 

*&((*# &()( #% (%*'(#%*. S( &4# ( =#%( )* @4(

(&** )#(()( ? 4*=(#%( 6## %# )*# *#%.

E 4 (% ( (;# ( (# ( *# %# %(?( ( %# &()#

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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ECONOMIA SOCIAL DE MERCADO DE 2015

? %# (## ( %# 4#% ( #( (#* 6## ##)*+# )#) %#

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(6() # % ((> &4#()#%( (* ( #)(*# (-*# %#

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%#

66*(# 6*=##J ? (% 6**6* ( ()# 4'**#*.

U# (;# *#% ( (# 6#)( ( =**(J 6 4 %#,

%# ((*# ( @4( (% (# ( (% ( *=() 6## (% (#%% ?

&4*#*() ( %# (;#J %# (4#, (&(*# # @4( * '*( (% (#

64(( (# %# (;#, (# ((#*#()( 4)**#. U# (;#

))#%()( %*'( * %;*)( #%4, (# (*4#%#( ? #4*+# %#

(*)()(, ((# () ( 6( (-* @4( 4? 6) &#%(## %#

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(%##*( %(#%(. D( #>; @4( 4# (;# *#% ( (#

6)4%( @4( ( *)4#*( ( (*4#%# (% ()# ('( (4%# %# %*'()#

( (#. S* ('#, * '*( >#? 4 (%#)*= ( (6()

# %# ((*# ( %**)# %# %*'()# ( (#, (*)( %# *#

4#**# ( (%#*- # - ('( 6(# ()# %**)#*( ( 4#

(;# *#% ( (#. E% 6'%(# (*( ( @4( 6## @4( )(

*)(# &4*( ('( '*#( (&**(*# 4)**# *#%, 4 (@4*%*'*

(@4*=, *&;*% ( #%#+#. E% *)(# '4# @4( (% (# &4*( *

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%( *6( #% ()# ( 4#) # 4 #*# (-*.

L# E;# S*#% ( M(# ( '## ( %# #*+#*- ( (#

( *)(# ( #*#*- ( (4, ? )#)# ( (* ? 6=(( 

%# **( *)*)4*#%(, )*# ? *#%( 6## 4 6(#)*# (&**()( ?(@4*)#)*=#. E % # (6(;&* ( #')*(( ( 6(# (* 

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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!

ECONOMIA SOCIAL DE MERCADO DE 2015

6*'%( (( ('#%#( @4( 64(( 6(()# 4 *)(# (-*

( '## ( (# %*'(, ##)(*+# 6 4# *4*# ?

()(# *=**- (% )#'#, ? @4(, ( ()(*# ()( ? '# *()#

*4)#*#, 64(( #%(#( ( 4# 6()(*# %(#% ? (&*#+. L#

*#*- ( %# ***#)*=# (()#%*+## ( ## 4 ( %

6#)**6#)( ( 6=*)# 6 (% 6( 6()*)*= @4( ( (#%%# ()

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(-*.

P ) %#, (( @4( )( )*6 ( *( (-* #*)( 4

*)(=(** %**)# ? (%()*= (% ()# ( %# (;#, * #(

#4( @4( (% ()( ()#)#% )*(( 4# '%*#*- ( #)4#%(+# *#%

()(*# 46 ( &#=(* ? (%(#, 6 % @4(

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(#.

E 4# (;# *#% ( (# 6(=#%(( %# ()*- (-*#

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(=** # 6(* (4%)#)( ( %# &()# ? %# (##. E% (% ('(

'*# %# %*'( ***#)*=# ? (% #=#( *#% (% (6() ( % (, 6 

% @4( ( (6(# @4( (% ((** ( %# %*'()#( (-*# ('( ( 

%(*= # %# #%, * # %# #%4, * # %# (4*# 6<'%*#. P )#% #+-, %#

(;# *#% ( (# #*+# (% *)(# (-* ( )#% &# @4(

(4%)( 6*'%( ()# ( 4 4) 4 6## *()# # 6((=# 

%# %*'()#

? %# **# (% ( >4#, * #&%** (% () ( 4 ((>.

T#) %# C)*)4*- P%;)*# ( 1979 ? ( 1993 #6)# *((-* (% ()#, %# (;# *#% ( (#, * ('#, ('(

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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10

ECONOMIA SOCIAL DE MERCADO DE 2015

6(*#( @4( ( 4# ? )# )4=*( %# *# *6%*#*#. A #? 

#'4#*(), 6( (* @4( ( 4# %()4# (% #6;)4% I (%

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64( %4* @4( (% ()# ( 6(()#'# (% #) 6**6#% ( (%

((#* ( %# #)*=*#( (-*# (% 6#;, 6(( *()#()(

*%**)# 6## *)(=(* ( (%%#, 4#)# =(( (# ((#* ( #)(*- #

4 *(#*-. S4(( ) % )#* ( 4()# )*)4*- #)4#%,

)# =(+ @4( (% ()# #@4; ?# (# ( ( (% #) 6**6#%, ( *>

(# ( ( (% *() ( )# %# #)*=*# (-*# 6## #)4# %#()(

( % # ()*)#()( ((#*, 6( #)(*( 4 6)#* (

()(*## (# %# 6*- ( (6%(, #%4, (4#*-,

(4*#, (=** 6<'%* ( *&#()4)4#.

C(( @4( (% =(#( '()*= 6**6#% ( )( )*6 ( *(

(-* &4( %# ( '*# (% 6**6* (% %*'( (# %#

6(#*- *#% 6## ((# (% '*(()# < # ) % >#'*)#)(

( 4# #*-.

E 4#, )( )*6 ( (% (-* 46( *()#()( 4# %*'(

6()(*# (*# 6 %# &()# ? %# (## ( (% (#, ? ( (% 66*

(# @4*( &*# % 6(* ( % *=( '*(( ? (=**, % @4(

**&*# @4( (% ()# 64(# *)(=(* ( % 4# ( 6(()( &#%%

(*4#%#( # (&() ( 6( (4%#% ( ) # (*%.

PROPOSI OS

• E% M(% ( E;# S*#% ( M(# ('( #)*&#( %#

(6()#)*=# ( #%*# ( =*# ? (#%% ( %# 6'%#*- 6(4##, (

*4#%# ( 6)4*#( 6## ), PARA ALCANKAR LA META

MIMA: L# C%*#*- (% (**() (-* )(*,

## ;# #? ? 6(*=# I%4*- S*#%, ( '#( # 4# 6%;)*#

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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11

ECONOMIA SOCIAL DE MERCADO DE 2015

(-*# *#% *)*'4)*=#.

• L# *)(=(*- (% E)# ( %# #)*=*# (6(#*#% ('( #%*(#( #

%# 6%;)*# ( *%4*- *#% ( ((4*- 6 (% #)4#% '*(. D*>##)*=*# ('( ()# *(*## # % ()( ( % @4( %# #)*=*#

6*=## >#?# *6%(()# %# =;# 6## 4 (#%% ? 6(.

ELEMEN OS DE LA ESM

S'( %# '#( ( % 6**6* ( %# DSI, ((#%()( #(6)# %

*4*()( (%(() ##)(;)* ( %# E;# S*#% ( M(#:

 a) El ercado

L# &4*- ((*#% (% ()# ( ()#'%(( ? #(4# (% # %(#% (

&4*#*() (% (# ? 6 % )#) ( %# 6()(*# . P## @4( ()(

( 6()*)*= &4*(, ( ((#* 4 ()# &4()( @4( *6# 4

*)(# ( (%# %## ? @4( #( ()#'%(+# 4# 6%;)*# (

6(#*- # &#= ( % 46 *#%( ((*)#.

!) El elee"to #ocial

E ()( )() (% ()# ('( (* %# *)*( @4( ( 64((

6(()# ( (% &4*#*() (% (#, (6(*#%()( 4# (*)#

*)4#*( 6-%*#, 4# ( 6(()( ()(#%*#( (&()

(#)*= 6*)*= ? ( %# *6%(()#*- ( % (4 *#%(.

CARAC ERIS ICAS DE LA ECONOMIA SOCIAL DE

MERCADO.-

L# (;# *#% ( (# )# ##)(*+## 6 )( (%(():

#$ B*(()# *#%J % @4( ('( )#4*( ( (6%( 64)*=,

)#'# * ? (6#) 4) (% *(.'$ M(# %*'(J % @4( 46(, 6 4 %#, (% (6() # %#

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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12

ECONOMIA SOCIAL DE MERCADO DE 2015

66*(#, # %# ***#)*=# 6*=## ? # 4# %*'( 6()(*# (*#,

 prima facie, 6 %# &()# ? %# (## ( (% (#J ?, 6 ), (%

'#)( # % %*6%* ? 6%*.

$ U E)# 4'**#* ? %*#*, ( #(# )#% @4( %# #*(

()#)#%( *()# #6#(+# #4*%*#(, 6%(()#*# ?

)(6#%(.

E *6)#)( (*# @4( %# )*# ># (*# )# ##)(;)*#

@4( *)*4( # %# (;# *#% ( (#, #; 6 ((6%,

)((:

#$ P)(*- # %# 66*(# 6*=##.

'$ L*'( 6()(*# ##)*+## 6 (% E)#.

$ I4#%# #)( %# %(? ##)*+## 6 (% E)#.

E 4#, % *() ( @4( ( )#)# ( 4 (% (-* @4( '4# ( %#

(*# ( % 6*'%( ##)*+# %# ***#)*=# 6*=##, %# %*'( 6()(*# ?

@4( %# 64)*=*# **=*4#% ( =*()( ( 6( *#% %()*=#()(

>#'%#.

LOS FUNDAMEN OS DE LA ECONOMIA SOCIAL DE

MERCADO.-

 A% >#'%# ( (;# *#% ( (#, %%(=# *(%4)#'%(()( #

(&(* #% ((> ( 66*(#, ( )# 6#%#'#, ( 64(( (H#%# @4(

)( )*6 ( *( (-* )*(( **- )*)4)*=# (%

((> ( 66*(#, ( )#) ? ( 4#), 6## ##)*+# )# **-

('( (*)* 4 *)(# 4;* @4( 6)(# %# 66*(# 6*=## ? %# %*'()#

6## *6( ( (%%#.

 A% (6(), ( *( @4( %# (;# *#% ( (# )*((

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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13

ECONOMIA SOCIAL DE MERCADO DE 2015

6*%#( @4( (&%(# 4 66* )(*:

#$ U ( (-* 4?# *)(*- ( ()#'%(( ? >#( =#%( 

(%# 6## %# #)*=*#( ( *)(#'* ()( #()( (-*

6*=# () (% (#. E% ()# (( ( **)( ( %# #4)

(6#'*%*# ( 4 *4## @4( 6#)**6# ( #4( # 4

#6)#*( **=*4#%( #% 64) *#%. L# 6)(*- ( )#

#4);# (% **=*4 (6() # %# *)(=(*( (% ()# (

)(6%## 6 (% 6**6* ( 4'**#*#: ) % @4( (%

**=*4 64( #4* '# 4 66*# (6#'*%*#, ?# (# 6 ;

% ( 4 ;4% 6*=#, &# 6#)( ( %# &4*( ( %#

*)*)4*( ()#)#%(.

'$ D(( )# 6(6()*=#, (% 6**6* ( 4'**#*(# *6%*# @4(

)# %# &4*( (% '*) ( %# =*# @4( 64(# ( 

#4*# 6 (% **=*4 % 46 6*=# (# 46%*# 6 

%# 4*# 6**6* ( %*#*#$.

EL PAPEL DEL ES ADO EN UNA ECONOMIA SOCIAL DE

MERCADO

S( ># (# *> @4( 4# ( %# ##)(;)*# ( )( (%

(-* ( %# 6*#;# ( %# %*'()# (% **=*4, (#

6(# #)4#% 4;*#, 6## *)(#)4# ) **=*4 # (&() (

#)*&#( 4 ((*#( # )#= ( *=(# )##*( @4( ( %%(=# #

#' 4)#()( ( (% (#, * *)(=(*- (% ()#.

C'# % (64() ( (% )( 64), % (H#%# 6 (% T*'4#%

C)*)4*#% ( %# ()(*# NG 00182003AITC 4# (H#%# @4( %#

(;# *#% ( (# ( (&*(( # 4 )*6 ( #*+#*- (-*#

(4%# 6 4 *( 4;* ( (()#%*+#*- ( *(6((*# &()(

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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14

ECONOMIA SOCIAL DE MERCADO DE 2015

#% E)#, (% 4#% () ()*# # #(4# %# (*)(*# ( 4# 6%4#%*# (

#()( (-* ( % (%#)*= # %# %*'( ***#)*=#, 6## 6#)**6# ( %#

#)*=*# (-*#, ? %# %*'( 6()(*#, 6## &()# ? (## %#

6=**- ? 4**) ( '*(( ? (=** #% 6<'%* ( ((#%.

E% ()# 46%( *=(# &4*(, @4( # *)(* (% 6&( R*#

B(#4) C#%%* %# *4*()(:

#$ R(( ? (&()*=*+# 4 4) ( ##);# ()*## # #(4# 

(% ( ( %# %*'()#( (-*#, % ((> %#'#%( ? (%

((> # %# 66*(# ( % #()( (-*J

'$ D(&*(( (% *)( ( % 4*( ? 44#*

(4(*# ( %# (%#*( #*)*# (% 6( &#)* ( %#

(6(# 6=((#J

$ I)(=*(( 4'**#*#()( ( (% '*) ( %# 64*-, *4%#*-

*)*'4*- ( '*(( ( %# 6()#*- *()# ( % (=**, %

4# ( (4()( &(>#*()(()( #(*)# @4( 6 *#*-

(&(*- ( %# ***#)*=# 6*=##, *># 6=**- 4**)

#)*(( %# (## ( %# 6'%#*-J

$ F4%# 6%#( ? 6## ( #)(*# (-*#, 4(*- # %

6**6* ? =#%( ()* 6#)**6#*-, (6(()#*- ?

( % #()( (-*$J ?J

($ E)#'%(( 6%;)*# %(*%#)*=# ( #)(*# (-*# ? *#%

()*## # #(4# (% '*(()# 6#)* ? #-* ( %#

6'%#*-, %# 4#%, # (&() (-* ( )*)4?( 6 %# 4#

))#% ( 4*( ? 44#* ( % '*(( ? (=**.

DERECHO MONETARIO, BANCARIO Y DE SEGUROS

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15

ECONOMIA SOCIAL DE MERCADO DE 2015

CAPÍ ULO II

LA ECONOMIA SOCIAL DE MERCADO EN EL PERU, Y LA

FUNCION SOCIAL $

C&( # %# )*# #*#% ( *)(#*#%, ? %# 4*64(*# (%

T*'4#% C)*)4*#% P(4#, ?# % >( 6(*# ( (%

64) #)(*, %# E;# S*#% ( M(#, ( *&((*# )#) (%*)(# #6*)#%*)# (% *#%*)# 6@4( ( '## ( 6**6* (%

%*'(#%* (-*: *$ (% **=*4#%*, @4( 6)4%# %# %*'()# (% >'(

? 6(( (% ((> ( *6( %*'(()( ( 4 66*(#J ?, **$ (%

6**6* ( @4( %# 6()(*# ( 4 *)4() (). S( *&((*#

6@4( (% (# () #*+# ( #(# *()( '# 4 *)(#

( (%# *)*)4*(, 4 '()*= ()(*#, * (( @4( %#

%*'()# ( %# @4( *( %# (**( (-*#. Y ( (4 %4# 6@4(

% '()*= *#%( ( (4()# ( (% * *=(% @4( % '()*=

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16

ECONOMIA SOCIAL DE MERCADO DE 2015

(-* ( %# (&**(*#, ? &()# %# 6#)**6#*- #)*=# ( %

)#'##( ( (% 4 ( %# (6(# ( *()# #*)4. A(

('( )(( ( 4()# # %# %*#*# @4( (&*(( ? 6(46( @4( (%

( (-* )4* &#=(+# # 4 % 46, * @4( %#

6*'*%*#( ( ## 6(( ('( ( *)*'4*# # (

(@4*)#)*=#()( ()( ) % 46 ( %# *(#. S% ()( *

(*)( 6)4*#( *4#%( 6## ) () ( %# (%# ( 4(, (%

*)(# (-* ( 6%;)*#()( #(6)# ? (&(* 6 ) %

*4##.

E)( %# 6)*# ( ()( *)(# (-* ( (&4(+# 6 2

6**6*: (% ( %*#*# @4( (*( 4 (@4*%*'* 6%;)* *#% ? %#

6*- (% '*( <, ? (% ( 4'**#*(#, ( =*)4 (% 4#% % @4( (%

**=*4 64(( >#( 6 66*# ***#)*=# ('( >#(% %# 4*# (%

E)#.

E)( %# &4*- *#% ( 4)#*#% # %# (;# *#% (

(#, ? 4 6#)*'*%*# 4# 6%;)*# ( 6()(*#. D() ( %

*)((( *#%( ( ()( )*6 ( (;# )((: %# %*'( ***#)*=#, %#

(&**(*# (-*# ? %# 4)**# *#%.

 A># '*( %# ***#)*=# 6*=## 64(( (#%%#( (

64() #% *)( ((#% *#% (#' ( % 6**6*

)*)4*#%( @4( 6)(( %# %*'()# ? %# *4#%#. D*( C(# L##

( P(*()( (% T*'4#% C)*)4*#% @4(: %# (;# *#% ((# ( (% (% (-* (% E)# S*#% ( ((>. E (#

(6*- 64(( >#'( (4)#%*# 4# 4 #%) 6()#( ( %#

6'%#*- =*=( ( **( ( 6'(+# (=(#, ( #>; @4( 6## 46(# )#%

**- )#) (% E)# % 6#)*4%#( )*(( 4 ('( @4( 46%*,

4# #*- (**# # &* ( 6=( %# **( 6## @4( %# **#

>4## (# (&()*=#. E% E)# ('( '*# # ) % *4## %#

6*'*%*# ( )(( 4 *( '* @4( %( 6(*)# 4'*)* ?6#)**6# ( %# =*# 6%;)*# ? (-*#.

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17

ECONOMIA SOCIAL DE MERCADO DE 2015

MARCO CONS I UCIONAL DEL PERU, PARA UNA

POLI ICA SOCIAL ECONOMICA.

A r t %c &lo '( $ E#tado deocr*tico de derec+o$ Fora de Go!ier"o

L# R(6<'%*# (% P(< ( ()*#, *#%, *(6(*()( ? '(##. E%

E)# ( 4 ( **=**'%(.

S4 '*( ( 4*)#*, (6(()#)*= ? (()#%*+#, ? (

#*+# (< (% 6**6* ( %# (6##*- ( 6((.

A r t %c &lo '' $ De!ere# del E#tado

S ('(( 6**#%( (% E)#: (&(( %# '(#;# #*#%J

##)*+# %# 6%(# =*(*# ( % ((> >4#J 6)(( # %# 6'%#*-

( %# #(#+# )# 4 (4*#J ? 6=( (% '*(()# ((#% @4( (

&4#()# ( %# 4)**# ? ( (% (#%% *)(#% ? (@4*%*'# ( %# N#*-.

 A**, ( ('( (% E)# ()#'%(( ? ((4)# %# 6%;)*# (

&)(# ? 6=( %# *)(#*-, 6#)*4%#()( %#)*#(*##, #;

(% (#%% ? %# >(*- ( %# +# &)(*+#, ( #*#

%#

6%;)*# ()(*.

A r t %c &lo , - $ de la Co"#tit&ci."/ Art%c&lo ,-$ Eco"o%a Social

de

Mercado$

L# ***#)*=# 6*=## ( %*'(. S( ((( ( 4# (;# *#% (

(#. B# ()( *(, (% E)# *()# (% (#%% (% 6#;, ? #)<#

6**6#%()( ( %# (# ( 6*- ( (6%(, #%4, (4#*-,

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1

ECONOMIA SOCIAL DE MERCADO DE 2015

(4*#, (=** 6<'%* ( *&#()4)4#.

A r t %c &lo ,0 $ Rol Eco".ico del E#tado

E% E)# ()*4%# %# (#*- ( *@4(+# ? ##)*+# %# %*'()#

( )#'# ? %# %*'()# ( (6(#, (* ( *4)*#. E% ((** ( ()#

%*'()#( ('( ( %(*= # %# #%, * # %# #%4, * # %# (4*#(

6<'%*#. E% E)# '*# 6)4*#( ( 46(#*- # % ()( @4(

4&( 4#%@4*( (*4#%#J ( )#% ()*, 64(=( %# 6(@4(H#

(6(# ( )# 4 #%*#(. E)( &( #% #);4% 58 ( %#

C)*)4*- *># (# (@4*(( 4# #)(*- (6(*#% (% ()#. E ((

()*, %# (*(*# (% ()# *#% ( ((> ? ( % ((>

(-*, *#%( ? 4%)4#%( 4%# ( #(# **&*#)*=# %#

#6%*#*- ( (*# 6*=#)*+## ( #+- ( %# #)(*#.

AC UACION SUBSIDIARIA DEL ES ADO Y FUNCION SOCIAL

E% 6**6* ( 4'**#*(# 64(( ('*( ( ()*: =()*#% ?

>*+)#%. L# 4'**#*(# =()*#% ( (&*(( # %# (%#*- (*)()( ()(

4 (#*() #? @4( 64(( ( 4# #*+#*- #*#% ()#% ?

4 (#*() ( @4( 64(( ( %# #*+#*( %#%(

(*#%(, (< %# 4#% (% 6*( ( (%% -% 64(( *)(=(* (

#@4(%% '*) @4( ( 6()(*# (% (#*() (. D*>#

*()#*- 4## ()(># (%#*- % (=** 6<'%* ? (% (#%%

(-**#%.

P 4 6#)(, %# 4'**#*# >*+)#% ()# (&(*# # %# (%#*- (*)()(

()( (% E)# ? %# *4##;#, ( %# 4#% (% 4(6 6%;)*, (6()# %#

#4);# ? %# %*'( ()(*#*- ( % **=*4, (4( %# *)(=(*-

6<'%*# # % ((*#%.

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1!

ECONOMIA SOCIAL DE MERCADO DE 2015

INCLUSION SOCIAL COMO UNO DE LOS PILARES

DE LA ECONOMIA SOCIAL DE MERCADO.

L# I%4*- S*#%, @4( ( ('%()*# (% *( ***# (% 28

( 4%*, ('( ( #4#%, #; % ( #4#%(: (% *(() (%

#%#* ;*, (% )#*() ( %# P(*- "5, ?, ( ((#%, % 4(*=

#4)( (% M(% ( E;# S*#% ( M(# ()#'%(* 6 %

#);4% 58G ?

59G ( %# C)*)4*-, (%#)*= # %# E;# S*#% ( (#, 6 4

#);4% 22G # 29G, (%#)*= # % )#'##(, ? (% #);4% 1G ( *># C#)#

F4#()#%, @4( (%## @4(: 1La de2e"#a de la 3er#o"a +&a"a 4 elre#3eto de #& di5"idad #o" el 2i" #&3reo de la Sociedad 4 el E#tado6$

E %# <%)*# ## ( ># # ( (% P(< 4 (**() (-*

6(*#% (# #% 10 #4#%, ( '#( # *> M(% E-*, 6 %

@4(, ()# # ()( '4( (4%)#, ( )*(( @4( (% (% =*(( &4*#

6%(#()(J 6( % '((&** ( *> (**() ># %%(# ( 4#

66*- (%#)*=#()( 6(@4(H# # % ()( # ((*)# (% 6#;,# % @4( )#**#%()( %%(#'# %# #)(*- (% /'*(, 6 % @4(, (%

M(% ( E;# S*#% ( M(# () *( 4()*# ( (%

P(<: N ( *#%()( *)*'4)*=. Y (&**)*=#()(, % (. P )#),

)*(( @4( ( (#4)#.

E ()# %;(#, ( (% ( T(-*, A%&( M4%%(, (% # 664% ( %#

E;# S*#% ( M(# ># (#%%# *(# 6## 4# 6*# )#**-( )( M(#* ( C6(#*- S*#%. A** % )(-* (

%# /%'#%*+#*- =( ( (% M(% *( @4( 6)4*#(, ) % @4(

( ##=# (% (*()( D((6%( @4( ( *4( ((# # *=(%

4*#%.

P )#), (% M(% P(4# ('( ( #(4# # %#

GLOBALI7ACIÓN ?, ( ((#%, ('( ( '() ( 6(#()( ? **

(#4)( ? >#)# ( (()4)4#*-, PARA ALCANKAR LA META MIMA:

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20

ECONOMIA SOCIAL DE MERCADO DE 2015

L# C%*#*- (% (**() (-* )(*, ## ;# #? ?

6(*=# I%4*- S*#%.

POLI ICAS SOCIALES EN EL PERU

LA FORMULACIN ( %# 6%;)*# *#%( ( P(< 6**+# %#

*%4*- ? (% '#)( # %# 6'(+# ? %# (4)**- *&#)*%, # )#= (

*)(* @4( 64(=( 4# #? #)*4%#*-, >((*# ? (&*#*#.

L *)(* 6## %# &4%#*- ( *6%(()#*- ( %# 6%;)*# *#% (

P(< % *4*()(:

a) Criterio territorial '*) 4'# ? 4#%$: ()( (&@4(

46( 46(# %# &#()#*- ()*#% ? &#%*+# (% #) *#% (

(6#* (6(;&* ( &4*- ( %# '(># ( (% #( # #)*=

'*, %# 6)(*#%*#( ? %# ##)(;)*# ( %# 6'%#*-.

!) Ti3o de 3ro5raa 6)(), >#'*%*)# 6) ( 6)4*#(

(-*#$: () ('( )(( 6( *&(()( ( &4*- (% *%

(-* ? ( %# #(*# ? 6)(*#%*#( ( %# 6'%#*-

'()*=.

c) Po!laci." o!8eti9o 4 ciclo de 9ida/ ( (&*( ( &4*- (

4 *)*) *=(%( ( =4%(#'*%*#, ( ((*#( ?

6)(*#%*#( ( %# &#*%*# ? 4 *(', % @4( &#*%*)# %#

*()*&*#*- ( % 6## *#%( (%(=#)( # ## 4#

( ()# ()#6# ? **( ( %# 6'%#*- *)(=(*#.

PRO ECCIÓN, CAPACIDADES Y OPOR UNIDADES

E% *(H ( %# 6%;)*# *#% 6(4## ( '## ( )( ((.

E% 6*( ( (%% ( %# 3rotecci." #ocial$ L 6## () ***# %# 6'%#*- =4%(#'%( ( 6'(+# ()(#, ( #)(*- # 4 *% ( =*#,

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21

ECONOMIA SOCIAL DE MERCADO DE 2015

? 6 **( *4)#*# (6(;&*# (( ( #'#

*( *#% ? #%, #( #%(()(, 6(# *#6#*#$, #;

# %# 6'%#*- #&()## 6 %# =*%(*# ? 6 (((*#.

E% (4 (( ( (% de#arrollo de ca3acidade# ( %# 6(#, '(

) ( *% *)((* ( =*# #%(()(, -=(( ? #4%) ( (#

64)*=#$. L# #?;# ( () 6## *#%( )*(( @4( =( %#

(4#*- ? %# #6#*)#*- %#'#%. P (%% 4 =#% ()#)* ( #? 

( % *% (6#*= ( %# (;#.

Y 6 <%)*, ( %# 3rooci." de o3ort&"idade#: ( %# @4( (

'4# 6)(*# % #)*= 64)*= ( % 6'( ? #)*4%#% # %

(# *)( ? ()(. P (%%, ( **( # 6(# ( 6%( *%

64)*= -=(( ? #4%)$ @4( (@4*(( (# 4 (6%(#'*%*#

(%(=# 4 64)*=*#.

EI AR LA DUPLICIDAD

E% #)4#% '*( ( P(< #6'- 4# (&# @4( )(;# '()*= %#

#)*4%#*- ( % 6## *#%( 6## %# #? (&**(*# ? ((

), (=*)# %# 46%**# ( (&4(+.

P## (%=( (% 6'%(# ( %# *6(*- ( % (&4(+ ( %

6## *#%(, (% '*( (%=*- (4* (% <(, 6%#)(( %#

(&# ( % * (% '()*= (: %# 4# #? #*#%*# ( %#

#)*4%#*- ( % 6## *#%(, ? )*'4* # %# (%**#*- ( %#

46%*#*- ( &4*( #**)#)*=#, # %# (4*- ( % (( (

&#%*+#*- ? # %# **4*- ( % ) #**)#)*=.

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22

ECONOMIA SOCIAL DE MERCADO DE 2015

CAPÍ ULO III

MODELOS DE DESARROLLO ECONÓMICO

R(#%*+# 4 #6()# (4(, ( 64(( *(# @4(, # *=(%

%#)*#(*#, %# 6*(# ()#6# (% 6( ( (**() ? (#%%

(-* 6(( 4# '#( (-*# %*## # %# 64*( #;%#

()*## # %# (6)#*- (( &*#%( (% *% I >#)# %# ** ( %

#H ( %# /# D(6(*-, ***## ( )4'( ( 1929.

L# 4(=# **( (-*#, &*#*(# ? (*#%( ( % E)#

U* ((# 4 #'* **&*#)*= ( %# (6(*#%*+#*- 64)*=# (

*># (;#, ##)(*+( 4 *)(#*- ( %# (;# 4*#% 6 

%# )*4*# (% (% (-*, (% @4( ((- ***#%()(

()**( ? (64 #4( '*%#)(#%( ( (*.

E ()# (4# ()#6#, %# #*( %#)*#(*## #64()# 6 4 (%

( (#%% ( (% 4#% (% 6#6(% %#=( % ((6(H# %# =()*()( *)(# ( %#

(## #(##, @4( ( )#&# ( (% ) (% (**() (-*

(*#%. E)# *)4#*- ( %*# # 6#)* ( %# *(# ( %# CEPAL 197,

@4( *()*=# %# *4)*#%*+#*- # )#= ( %# 4)*)4*- ( %# *6)#*(

ISI$.

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23

ECONOMIA SOCIAL DE MERCADO DE 2015

L 6*( #H ( ()# ()#)(*# (># 4 (**() (-*

**&*#)*= 4) # #'* #6(*#'%( ( %# ()4)4# (-*#

%#)*#(*##, #4@4( %# ##)(;)*# *>(()( # ()( (% (

*4)*#%*+#*- 6(*)* (% (6%*(4( (% 4) ( 6)(*#%*#(

#*## # %# *#. S( (=(%# ()(, &#)( %**)#)(, %#

()(>(+ (% (# ? %# *(&**(*# (*=## ( %# #*#*- *)(# (

% (4 ( 4 )() 6)(*.

F*#%()(, # 6#)* ( % #H ()()#, 4 > (()* %6(#

4#()( # % 6#;( (#%%# ? (6(*#%()( # % 6#;(

%#)*#(*#, % @4( %%(=# # 4 4(= #'* ( %# **(

(-*# *)(#*#%(, #*&()( #; (% &*#% (% (% ISI.

L# ## ( % 80 ( 4# ## ( ### ** ( (% 4')*()(

%#)*#(*#, 4# (# ( =4%*( (-*#, *#%( ? ( 6*# (

%# %*'()#( 6%;)*# 6 6#)( ( %# #?;# ( ()# #*(. N ')#)(,

( )#'* 4# 6# ( ( =# # ()# %# '#( (% 4(= (4* 

(-* %#)*#(*# ( %# ## ( % 90, @4( ()# '## ( 4

(% ( *(*- ( %# (;# 4*#% ##)(*+# 6 %# ()#'*%*+#*-

? (% #(#*() (-*.

E)( 4(= (&@4( # %4# # %# *)#4#*- (% (*# 6 #%4

(% ( (*#%* #'*() %#)*#(*#. S #H ( 6((*#

( (;(( ( (#*# 6#%#()#*# @4( ##)(*+# # ()# ()#6# (%

(#%% (-* %#)*#(*#.

P (% %# ( %# )(;# , >#';# @4( ()(*# % ()(*#)( (%

(**() (-* # %# 6%#+ ? %# 6%;)*# @4( ('( *64%#( 6##

()*4%# *> (**().

E (#%*# %# >*)*# (% (**() (-* ( )# %## %# >*)*#

(% 6(#*() (-*. Y# % 6*( %* A# S*)>, D#=*

R*# ? T># M#%)>4 ()4*# (% )(# (% (**(). E%%

*)4( (6) &4#()#%( (% ( (**() ((*()( ?

4 (%#*- %# #44%#*- ( #6*)#% &;* >4#, %# (%#*- ()( (%

6( )(%-* ? %# (6(*#%*+#*- (% )#'# (% (&@4( 6()*)*= *)4() ( #%** ( (@4*%*'* **.

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24

ECONOMIA SOCIAL DE MERCADO DE 2015

P)(*()(, ( (% *% , #4)( R#(?, Y4, Q*>)

S>46()( )*'4?( ( #(# &4#()#% #% **() ( %

()(*#)( ( %# )## ( (**() ? (% 6( )(%-*.

 A 6#)* (% )#'# ( S%S# 195"$, %# ## ( 1950 ? 19"0 =*(- %# (=%4*- (%*# %%(#'# # %# )(;# (% (**() (-*, ?

()# *&4)#'# ( 4 (#**() @4( ()- %# '#( ()%-*#

4)*%*+## % 6## %# )(;# (% (**() * )#'* 6 ) %

#(*)# (.

E% #%** (%* ( 6%()- % )#'# ( C# 19"5$ ? Q6#

19"5$, @4( (*)4( (% (&@4( ( %# 6)**+#*- *)()(6#%

(#%%# 6 R#(? 1928$ 6## ##%*+# (% 6)#*() ( %

4*( ( (% (% (%*.

 A(, % *=()*#( (%* ( =*( '%*# # *)4* (%

6( )(%-* (-(, ) <%)* (% (**() # %# 6%#+. L

#(*)# 6## # *=()*# (% *% (-* ? ( &(-(

(% ) 6%#+, #%()# 6 %# (=%4*- ()%-*# ( %# (6()#)*=#

#*#%( ? (% #6#()( &## (% >#)# ()( *#)( 6##*#

(?(*#.

L# 64'%*#*- ( 198" ( %# )(* )#% ( P#4% R( (*)# ( 1983$ ?

%# *4*()( '(**- ( R'() L4# 1988$ >**( (#( %# )(;# (%

(**() #6 ( *=()*#*- #)*=.

L 4(= *=()*#( )4=*( '()*= 4*#% %# )4*- (

(% ( % @4( # *&((*# ( % (% (%*, %# )## (

(**() # %# 6%#+ &4(# 6*)*=# * %# ((*# ( 46( @4( #%4#=#*#'%( (% (% (;# ( &# (-(#. D( #>; @4( # ()# 4(=#

)(;# ( %( '#4)*+## (% '( ( )(;# ( (**() (-(.

U# 6*(# &#*%*# ( (% R( 198"$, L4# 1988$, R('(% 1991$ ?

B# 1991$ *4*( ((# )## 6*)*=# ( (**(), # '#( (

(%**# % (**() ((*()( # (#%# # )#= ( ()(#%*#( (

*)4* #6*)#% >4#.

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25

ECONOMIA SOCIAL DE MERCADO DE 2015

U (4 46 ( #6)#*( 4)*%*+- (% () ( 6()(*#

*6(&()# 6## )4* (% ( % @4( %# *=(*- ( *=()*#*- ?

(#%% ID$ ( %# (6(# ((#'# 6( )(%-* ( &#

(-(#. A%4 ((6% ( () )#'# % ()# ( R( 

1987, 1990$, A>* ? *))1992, 1998$ /# ? (%6# 1991$. E

() (%, %# *(# 6(*# # %# (6(# *=()*## (%

*&4)( ( 6( 6%;)* * ()# *4( *=()# 4 4(= 64)

* *4( (# %# #%*# ( 64) (*)()(.

E ()( ()* ( ((#'%( %# #6#**- ( % '*( @4( ##)*( %

((> ( 66*(# &;*# ( *)(%()4#%, @4( (4%( (% *)(# &*#*( ?

()(* ? (%**( %# *)*( ? @4( #)(# 4 # %(#% @4(##)*( (% (. E% '*( 6 )#) 4(# 4 6#6(% *6)#)( ( %#

()(*#*- ( %# )## ( (**() # %# 6%#+.

EL PENSAMIEN O LIBERAL Y LA ECONOMÍA LIBERAL

Las características principales del pensamiento liberal son:

E% **=*4#%*, @4( *(# #% **=*4, 6(# <*# ? ( ((**

( 4 6%(# %*'()#, 6 (*# ( ) #6() %()*=.

L# %*'()# 4 ((> *=*%#'%( @4( ( (&*(( # *=( #6():

%*'()# ( 6(#*(), ( (6(*-, ( #*#*-, ( 6(#, ()., 4?

<* %;*)( *)( ( %# %*'()# ( % (, ? @4( ('( )*)4* 4#

##);# &()( # %# *)**- (% '*( ( %# =*# ( % **=*4.

E% 6**6* ( *4#%# ()( %# 6(#, ()(*# ( % @4( ( (&*(( #

*=( #6 4;* ? 6%;)*. E (*, 6## (% %*'(#%*, ) %

*4## *4#%( #)( %# %(? ? #)( (% E)#.

E% ((> # %# 66*(# 6*=## &4()( ( (#%% ( ***#)*=#

**=*4#%, ? ((> *#%)(#'%( @4( ('( ( #%=#4## ? 6)(*

6 %# %(?.

E% ()#'%(**() ( -* *=*%(, )*)4*(, ( *)*)4*( '###

( %# *=**- ( 6(( E(4)*=, L(*%#)*= ? 4**#%$ ? ( %# *4*- ?

%4*- ( % 6'%(# 6 (* ( ##'%(# ? 6#%#().

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ECONOMIA SOCIAL DE MERCADO DE 2015

L# )%(#*# (%**# ( 4 E)# %#*.

E 4#) # %# (;# %*'(#%, ()# *()( ( 6(#*() (-* (

##)(*+# 6 % *4*()(:

E% %*'(#%* *%4?( #6() *)((%#*#: (% %*'(#%* *#% ? (%

%*'(#%* (-*.

E% %*'(#%* *#% ( %# #6%*#*- ( % 6**6* %*'(#%( ( %# =*# 6%;)*#

( % **=*4. E )#% ()* ( 6(()# %# *)**- (% E)# (

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*(. E*)*- ( ) (% '*) #* ? #)4- (%#'- ()( %

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(%**)# ? 4)()# %# ()4)4# 6%;)*#, (-*# ? *#% %

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((> '=*# % 6**6* ? ((> '* (% E)# (

((>,

)#%( %# %*'()#, %# (4*#, %# 66*(# 6*=## ? %# *4#%# #)( %#

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*(# #)(;# #*%## ? )#*)*#, * )* (

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