7
@) unuffi'x.l crtilt grLi;Yl ,}JJt +tUYl r.l.-f..1jt3lcYl cl*"e crtlt o ep ol#yl slJFi3ry is.lslYt 6iJt crt-s;e (7 -r)

البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

  • Upload
    others

  • View
    17

  • Download
    0

Embed Size (px)

Citation preview

Page 1: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

@)unuffi'x.l

crtilt grLi;Yl ,}JJt+tUYl r.l.-f..1jt3lcYl cl*"e crtlt o

ep ol#yl slJFi3ry

is.lslYt 6iJt crt-s;e

(7 -r)

Page 2: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

_r_l--.\ :t".lr$y'Jovi

c[.il l.d.-.3+ .irJtJtr ri-t-r]t :L"a!yt _pr3l _J-,1 .r +b-.,)t cj.,,.r:: dtr,^lr gL,,e ;JaU:;f, , oEE J.,l-I_Fll Jj -}HL..: ,rri_3-.!SJyt 6lrl ,rUrJ L";i:Jiagfr il-i qii g:=:LE"i dru"Lj,Jl o:r ii3 ..:r. ri)l \5i qL -i-r,a::E 4q q..,. alll i"J$ c.'qurr,irrr_,*cl.ig-r-el>. lidllSJrii:YaLJ.dirsl .. L*L.--Idrqdl]AerJ,,i.ll JirrJl;Xll;.i+,JFill 1i.- l.6J1,"slJ .ieJ

"j, ll 2ci r*.r;. r$:l rglt_5 yl "L ,rU qlUf (rVfr.:f_, (at U,.lf

_*$] cl:i r+ kl:r-r ,s;. +-lt sJlj i ,,p1_-^ ,Bl Jj dtr*tt dL.; e,t+L.- -t:d -dXl,J

etiiy otc_r "i"ll eIE &:.,,li.lt Cl+Jllr dtJ.lt e),rjj f*trjr;[r,,*#*.ig&!:l!, rr.r:s)]lJr o..r, ,,t' UUr dJL^-jJt W+*, *sr a-ri;.trirrj.,l (r:,,,r.-rb_lYl ol-t-j dlJr"ll reLLn cj}.i-y a,: ,. ;,:si oL.,-rJflll: d,+J t-.." ,"rlYf

^rrr-"fi.,-,,. tr-r)l cL-*_r dlJ !l dt"a iJls. # .,cJl e_,1 cll.lt t:a rt:ri6: :a

#Jl e,o i{Jl

'f.l L: jji) ir-r-,s:)t eJl ,-3Lli s-$.i] eL"J,illr crl:L^i-.,yyt Crn Jl ibtJt lrA ,-i\+.1r4, qJl3.Yl J""a a-rilS. OyE Jl llEi-t (i!lJ,-ll cJtSJ^x (4:+is)l cJ)lralt ,:L"ri fri;@ dl otjJl 6c t\)t+ i.-t!t .:t.rU-"I 6 ir;fi 6L";.t el.ttr ,201 5 i.r.J (39 t ; , ... ro-,yr4...iililt sl-l-lilll

")r5.)t ur .

. sJ d-{ .J,i}l J^yl ,,_,'. t"r1 ;r-4 ri dtr-i di.,,e iu'ur. t"u-cl

+rr,,d4-,,..1+yl a*a1 -JlJ,crlLJl JiJl ieJ.+-d.,r!.-JjS,6L:,.11 ,:lji,l-_rrll _*U.ffr5lfglff..*jul .g..j,.*lt .,L a-!1s.ll 4l"i

ntlr-Jr:ll

dLn a.sls. OlLi ,,+ ;:_2l3Jt ce ,'jlt ,-&j ,diJJt tra d slsl-t -. 3i crlr_g r::_)j Li.rlU (f) e, cfrJsl-yt iJt dru:. eU eIJs_: ,2015 ii_t (39) it -. u-r)r-.J,--F:iJl,rir.2014

L.ri":,tl

(7 -2)

Page 3: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

@")qut\f,Jrs,sstu.z/

JIJFY &n i.,r:,.o ,.1rrr.

- :(Placement elrrJl Ji drEJ$ furJi. s,byl ;L!t

,lr;,L; ri rlx-c l:j .q;t 6 rio_e "Lll ,re ,l iar*.Ltt ,.11r*!t ;. , ,-Lnl il-JJl "U d e+arul.,-rL"-jJlr qiJL-.ll d)i cr ,,rt+" dE.:" ,*-"..,_,lt Ctlt dJ.ill d,, j< d r"rUi-i ,l.c)lj.Yl d &tdll ri j-3i-t k+-1t.r. Os"i Ct ,rUUUr j* C";q. ,* ,i+ ri,.r;ir

.crULirll .r ta,r._r ,i+-.Fll -tt+-!l-l ,i.:g"iJl rJ:l-llj ,c..,1_.jiJ1S

- :( layering {,,5lt A.qrl i+tll ltrJrll

..r.4'_:.+- LDti u. dlt-, .i-orJ",:, ll :. 4J.-!t wuL,ij.r dlJ,"yt Ji.-i iLll orA qs.i +.JlJ.Yt J:L--" "Li:l Jl (5*^,,i ir,ll A*rriillj iriJl ol+lJt

- : ( Integrationel-r',)t ll, ijjLilt ,.t ;r:t

r:l-o3!Yl 'o-.13r sJ cJlJ-ll dErl 'o:!oJ J\;n ,io, ;Jl J+. cJlJJIl .rJo L.yt! qc-).], rli;l.t-r-6Jt J'. Jl .:.,1idlJ.ll d1;9Jl-6+'_*.!l q-'-,,- Io-,Jl i.,1 -:t

olilYl 6.96,i*

(7 -3)

, :li:..r& Jl ,-tL,.i; #l u"j-J L"$o (cl+"D .9rJ 9:l=6o I 4c, -tUu gi .r-r._:+ i;J.rll clle rll r$ij:!s9:.3 , q).r"c dS 4."J1^J g:ll :lir-JlJ.Li:Jl La! e,ll_.pl a;j.i:t .:..,t+..:t & .,,++ l:J tqle :tjo I L.ctiaJ+iJl a+Ul Uas! cf cj:J,..*lt ;r53 r,jl:Jl e*iill-r otr:.."Y|t!f_-: ,r;,,- .tt ! gi ue +i)j:lji eL.i :r+, iFr,.J oLi,iyli ,*j[.r,}t pj;lt 4L_r. Jl d,-t y Ldll )l .Lj!-" &). j-., Jl t,r[i-lel.i-J ,rL ld,ji ri ,,-,,. taJt ,_).,.F _ei ,qJtj.i d^"i {J.c a3:: dt jsl & &ySf

"+a; ,_,,. grr

u--! $e i*r-ys !-l*" ","-l ('lc l+L=lrtl...l o.F Oi aii.,:tt A{+}l *1, ,,,i1 t:I r6j.sll

a-cj.+. ri LJ+,lt u," ,ji-:lt, ,r* a3;;i.1t &y:lr; -ij>Hr Ot _.r:+.rts Jir ,aa .,..ill 6GJt.in +,i^ ,+Lc a,;c t\)J 2_.f! :hel ;S t:. li iJ.iJt .rkJt .,t cf+-, ,t(* g).Ls ..1pJt c)LJtuc ;J€liJl .3tjli+llr e,t-!,lt dlL: $J Lq ,il.IJt d< C"+J ,i.ilS A+LJ1.J A_t-6_,-ll .jrJ,Elt ,Jl,Jr

.\..1o t\)l jilll I+LJL:J.-,.:..,1r +;S3L &t9 !i ,-,r.11a. Jl ,al"c ai ,g)-.rJl

Page 4: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

.,:.':-vo,ttl'yt'ltv j

;tl,,)Yl r.!,,..J.q]: JlJ,.yl d,*il LlrlI 6lal5.iylj +Jl..yt

JtJ.Yl d-+ ;,-ti .lJ*iJ. -l

:rydl orlr i++lJ'it 4+EJ,.9ln! 6l7i3r ;Y31

.4rla.ill 4j.Lll cli.- eUiJ ' -< ri.LlS ,,c Ji Sr:3'-r 6l-rl;1 J!.Jl C.i: -1.4JCl ,3r:. lS ri:L-!l 61,,r:....11 f:on 4.-biJS .1.{j. 6i-31 ..,- J:+"^J 6LI+ e;rij _2

iJalrill (:Jtr'lJl C.(tlJ ...c.,\F/.:l+-r*/ol-ct-1!)ol;J^rJt JIJSJi 4-F,,,,f eE _3

.(4SAJ .4ilJ- ]1"jj ,+!i:-9 rrJat .i.i) 4+ +i,L]l Uc,.+Lo_.r)l cl*rl dlr^)l aL". i^its..:LJ!nd et-.!l)t ul*l,rrb Jts lilnat chJl el:rt _{

.ddl 6rir r+iitLJl rl ,i.n- rjsl)l igiJJ &r..31 Jt *i-t _5

*#;-:#'ffi'.15.i

,tq:u;rru-rJcir.riUlrr.).,.qinlrUf,lT,J.*fr ;*A*JilJ;l*l-;.tcJ.Ll;4rL fuJli. i--;l: iol r,'.i,"

.4--i,j,J cLJl .).-a-l ril y Cl cJ)-lJl _10

,J.rJt YdE^ll LJ.r+sle.(ili-Jl t-*LU-;q+,rj6l)t i.:.i--tt "r.-r,;:.. jrril-11

.rjj.lll d+i Lr." LI-Ln-)lj !-e)]!l 6Yl.-i-!)s. a-, rul+; y'o+ L,;,-ti.:,l cJ+ .r. 4"':4+i3jSll a,!U- Ji alii.-l C*.!F d.l+L, -12

.&.eiJl allJl drl ,+i!.ll C#.C +JJ ari ;S^.,It u..r:lt .:tj*II 6Jls.lt ctJ.:,lt 6t+l"e _13

.(tlr ...'o_!iJt ..:D-,!l ,i+J,Slt u;u,!r Ltyi ".:+ 16:.- -yt gt;l cE+) J-

'"j^ LH.-,i+J ,L l,LJ,r Ll. te dl++-r a+-r_rsUt drUUJl sle a:i qrlt 6J-SiJl tl+yt 6l+Lp _14

..e51 iJj.r qf iiln ,.jJL,.-.1 i-,U (ATM) (,.tl qit ,- 6't+.l g^ ij+- spi _ei ;:-tj

(7-4)

Page 5: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

@)

:.:JylJl tJir..!'IJ 6hii slJ^:iJ," :l+lj

.-.Le_rl c!r-ri Jtr.i Ji..a6uttq'td#l t,.,r+,j:-ist)l iJt LJirjJ.& _l. '"L,* JiS.L gLJl cli.r Ji--- lsX -2

.?r ..-11 iSJ.r ir+4 dJrll tl7.i3,. ;t3JU

.J+S ajr+".r c{5ri (Jilx iq:s:.lj" rJisl i.!U.r -ri a!i-- _1

.6 U.-! iJi.j 6L.+ c!:- 61;I"e l*-,,1ro r{Si ijJ-r.:rLehJl -2.ru[ q:rrls1 in4 riLL",]. ;,-ri,liiiul: rl asJ- _;

.Cd-lJ JJ.r. 6JJ i*-r rii$i- o)S33 gjy os3 .4-iJ tCl (5-i.o.)r& 6)[4Lrj '\-J;.,.i _4

.tr..:t6;rll iJ.n dJ 4.*ij dl niJ (;Ii-Jl tJ+ Ltr) ciJ.JJlJ clel:.rylelJ. rro -lrtrj -5.ailii. e+, Lit gr r4-,i.i ..:l n i,J (i!i*Jl tJ+ LS) sL.dtJ ,:te lq)l ct_.,p::o r:!j_6

:"r-rri c,,t{+ U," 6Jg1}.ll ciijJr4lL dlr! glJ*:iJ.l :t JlJ

.iLlJl GtJ-ti r-l ,i ,irilt ,,r;r. " Jl ,1 rr.r a.ri.i.! ,r-l-.p. I cJ+-:-*l _1

..IB: _ei c.,,1_2j-- Ji ,:l$.". \rs -,;.,,3ll eJ+ -24{+ L}+ o^ di4isi dls- (*-t+ ,t rrrigJl ':;r.,J1 ,i ,+r u.:,Jl; 4+IJl i r-il_;ti :j;j -l

'il+-.'E.r-il gl3:,..I1 d a+_tt+- I 4J,-i.iJ .d+t ul.J cltJi.it -4

.(cJSJ*ill d-r' 1-+i) qr-t* auij rl.-: e:. _5

.4;i.it_pl 6^ !"n_r:3!c : e-. -r _S

(7-s)

Page 6: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

@

:i+itsJ,^ll-,, r -dr.3i !l.llJ,..:,J. : l*rl-

.oL,aUl; g:Jl ,.;ljl 6. r-,-U4 Y Cd_F:..i,1,- 6 &,. 6L)c. qlc ci_.$ g:lt ,;Lj.ll _1

..:.,ljl+l "& J..-.ll 6-r: O. ,l'.i i-L.+:1. 1"::.j q)-Jl r:2j, t'r]l .jrl;ll -2

"t+.ln 6 a-11.:ts-l-e .d di-dl i+rL Ll**,iJ ,ri"-i dg"e drtJLe jt+it ,rL crJs:grll .i.E;f _3

.ditill t-ll& al e-ll c$ij ,i..llilJl .:k+-. J.llJ &t-J'jjlJ elel-.jr:,)t.rLc i;:{: "tjii \r.i inJlll o*t+- tt+t,r .4!1.!jl ,-tlelJ+)l ojjgj;

-.1.,1sj." JSi"..l.Ell rtJs -4

:!. taJYl dr"Jiii i,-ti.ll ot r:,3,!! crtJ*r3r :t :,l*,

-r-_:-.r\t rtl' J/tVi{ -.i

:4i 4i&ll 6IA_J,-:J {JJq dlrii 6l}-:ij,A : t-..oL:.

.,Jl Jl !;i'i eliii ,r.i ,+te =_* r.l. -ll

4+ 4+i,.i,Jl & dllj_,,)l:6Ell crt-)c J e&L-l..+14-.rll ,ju;l dlJ.ll dl-e i--slS. L]r.-lij ue ,4ic r-r3.r; LF _rl ral ari.i.ll JL*ii*l 6JiS-2

c3L J,.4ll sJ. J...-.ll .jldl AIJ1-s. :,.F-{ iJ"Ul eLiJLla.lo eJ+ 9. Ji rt eri.i,Jl , ,,tL_3

.4.-!El1 i;dl

.a,rr$t Ol 6i- dg"ri is;tJ afl,, ill+Ji y elx+. ri u,.E,j,i C. fx dJ\l-j _1

.i",li+i ol;;; 6" lJjts lit L ; ., )_e rc;13 ti.". Ot. O. -"19 u-E;i C^ cJ)-l.*j _2

.i+LJl JAJ!ilJs O,.; e J$ ro.!!Jl r;;r ., lt ,l ,,ji;.Jt -L,

qtU cJ)-t-i Ji dJ)!F rJJJ _3

.,,1r.,,yr,.cs iL"uro r{ii i r".. ^* .d;i'juI*ri:fl-X -t+t .*+ US e-:iJJ .4JL cr\J,ri elJ+l !t' WJ.t"- el\rr..l d! oL"^.,3-" 3i 61sJ,l,-cl_il _5

.q+.a -fr+i: .rja,3 rJ_rj 6^ ,i.#_, nSI! i-iU- ,i ,i:-1, a.Eis." d jl3.yl 63c.r9 :|,!yl 6," US ::o -6

.ulhl i-r-E"lrl l-J- )J,cJ*3- ji rtJi! 1a!-.-ir3 r)": tjl.rlt e.+l 6EU.JI Jililul o.J.:cil\rr...l -7

.!ll,r J.LLi- cJll (+1i" i,3ils'o::13 L.i:r-e ,(ATM) :.J. Yl crLitjJt c.rl*i- " iJi-)--e rjsJt CrJt 6t_6LL *.i..- ,'i -g

.d-Fr 4.JJl \i3

(7 -6)

Page 7: البنك المركزي العراقي | الرئيسية › static › uploads › up › file-158918930359793.pdf · Created Date: 5/11/2020 12:25:45 PM

@)w.gttitw'ls-it .tt

i.6 l'4"1! &)-.1&4ll Oe t\Yl 4+ll

6" ,,-,14-.,r)l d::;-: cjt-lt dt,a i.:!lS" , ,r< " Jl 4lLJlJ .i--n .!ill iLl,Jl U:41 '& 6+:4,3- )l JiiLJl (.-,. o!-: +i O_E Cx glyt eLj.rJ$l ,LBl 4l!l iLclJ*

.-. ta_.r)l c!:i-r dlrrll J."i ,-r' t\)1 r, + t>U)t d:j* J+ u. J- L irt;jt- 1

.([email protected]) .+la-,,)l c!:--r dlrFll dt n arK.,-.3S.+ u,-tll qjrJislYl +-,Jt -Z

a-'iK. , , i< "j dr-lJl ilfu] ,-iil.dl LD-i C. J-lJ,:ll ;S4 ;L:,.]t lra \F.i olJl*ii.l a;i .r-n3 ,.e:J,

.(07809291412) -. u-.,)l ulrjr.Jlr.Yl it";

(7 -7)